
Virtual CFO
Financial leadership, cash flow planning and a clearer view of your next business decision.
Explore virtual cfoVirtual CFO and outsourced finance services for growing UK businesses. Understand your numbers, strengthen your cash flow and plan your next move with J. Sowden.
Supporting companies across the whole UK, including UK businesses with owners and teams in Cyprus.


When you are busy running a business, it is easy for finance to become a list of tasks. Bank reconciliations, invoices and reports need attention, while the bigger questions still need answers.
We connect reliable financial information with practical business thinking. Whether you need a virtual CFO, an outsourced accounts team or regular management accounts, our support is built around how your business operates and what you want to achieve.
Led by James Sowden, J. Sowden brings over a decade of accountancy and finance experience to small and medium-sized businesses.
Meet James and learn about our approachChoose the level of support your business needs, from accurate digital records to strategic financial leadership.

Financial leadership, cash flow planning and a clearer view of your next business decision.
Explore virtual cfo
A connected digital finance operation, from everyday records to meaningful management information.
Explore outsourced finance function
Regular reporting and practical analysis to understand performance and plan ahead.
Explore management accounts
Organised, accurate records that give your business a dependable financial foundation.
Explore digital bookkeeping
Cloud accounting, migration and health checks to help you get more from Xero.
Explore Xero servicesOur online accountancy and finance services cover England, Scotland, Wales and Northern Ireland. You can work with us whether your team is in one office, spread across the UK or managing a UK company from Cyprus.
Shared digital records and planned conversations keep your finance support connected to your business. There is no need to be based in Plymouth to benefit from working with J. Sowden.
Explore UK & Cyprus support
We begin with a free initial consultation about your business, current systems and the decisions you are facing.
We discuss the scope, responsibilities and level of involvement, so you know how the service will work.
Work with us through digital records, useful reporting and conversations focused on your business.
“James is highly knowledgeable and always at hand with help and support I need.”Andrea · Client review published on the original J. Sowden website, April 2023





Book a free initial consultation to discuss the finance support you need, wherever you are in the UK or Cyprus.